The module provides for handling of deposit agreements with juridical persons. All necessary agreement attributes are input including user-defined analytical indicators.

Contract text can be generated automatically using system Report Generator. Report Generator allows development of contract templates using Microsoft Word format and substitution of data extracted out of the system. It is possible to edit and print the contract text. Input of new templates and modification of existing templates is possible. As Microsoft Word knowledge is enough to compile agreements using the system, the Bank`s legal department provide for handling of the agreements.

Interest rates can be: fixed rate, or floating rate, or graduated. It is possible to use daily changing rates as a base interest rates (e.g. LIBOR, or Central Bank`s refinancing rate).

Interest can be calculated using of simple or compound interest, with capitalization or without capitalization, and on any desired basis (e.g. 360 or 365 days in the year).

Schedules of deposit return and interest repayment operations can be specified at arbitrary user-defined settlement periods (every Monday, last day of every month, independent dates, etc.).

It is possible for user to modify schedules before the contract comes into effect. At this arbitrary dates and amounts can be set out. Interest recalculation is provided automatically. Modification of contract in force repayment schedule is allowed only for non-executed items.

Deposit prolongation is possible with automatic recalculation of the schedule.

Early return is available, and automatic interest recalculation is possible on user choice. In this case is possible to apply penalty rates.

Automatic supervision on timely performance of operations: interest repayment, principal repayment, commission payment and other events, connected with deposit agreements is available. Reminders on such events are generated automatically.

Interest accrual is provided on daily or monthly basis depending on module settings. Interest accrual task can be started by user or automatically on business day closing / opening.

Deposit expenditure forecast is available in the module.