The module provides for operations referred to money transfers and teller`s services for bank clients both in local and foreign currencies. The following operations are supported:

• funds transfer by client order, including international transfers;
• funds conversion by client order;
• cash payments / withdrawals to / from a client account;
• sale / purchase of travel checks;
• sale of checkbooks;
• funds transfer for the bank's own transactions.

The module manages clients banking services agreements. Interest rates and charged commission tariffs are linked to these agreements. Interest calculation on client accounts, withdrawal of fees according to operation types and other actions referred to agreement terms are performed automatically.

The module ensures convenient preparation of documents and high degree of protection against unauthorized actions.

When issuing payment documents, access to client information file is available. It is possible to review and visually control seals and signature specimens of authorized persons.

When withdrawing funds from client accounts the relevant account balances are checked automatically. Balance control is performed according to specified limits. When performing teller`s operations check numbers and series are reconciled against checkbooks attributes stored in the system.

Access rights are defined depending on account numbers and operations to be performed.

It is possible to import and input payment orders with future value date. The payments will be executed at specified value date.

The module handles of unpaid documents register. The priority of withdrawing funds from client accounts with regard to this register is supervised automatically. Payment history for each document is maintained.

• The module provides for generation of typical certificates for the clients.